Head-to-head · facts checked 13 Sept 2026
Fin vs Tidio
Tidio uniquely has 13 features · Fin uniquely has 7 features.
The verdict
Fin or Tidio?
Section 01
Pricing, plan by plan
Every plan each vendor publishes, monthly and yearly where both are offered.
Fin
Fin with your current helpdesk
$0.99 per outcome
50 outcomes/month minimum; works with Salesforce, HubSpot, Freshdesk and more; set up in under an hour
Fin with Intercom helpdesk
From $0.99 per outcome + $19 per helpdesk seat/month
Complete AI + human agent solution; includes configurable inbox, ticketing, workflows, help center, and outbound suite
Pro Add-on
$99 per 1,000 conversations/month
AI-powered analytics add-on: CX Score, AI Topics, Trends, AI Recommendations, Monitors, Custom AI Scorecards
Copilot Add-on
$35 per user/month
AI assistant for human agents: instant advice, onboarding, AI translations, faster resolution
Tidio
Starter
$29/mo · $290/yr
100 Billable conversations, 50 Lyro AI Agent conversations (one-off)
Growth
$59/mo · $590/yr
From 250 Billable conversations, includes advanced analytics and automation
Plus
$300/mo · $3,600/yr
Custom Billable conversations, + monthly usage, premium support and dedicated success manager
Premium
Custom
Custom Billable conversations, guaranteed 50% Lyro AI resolution rate, managed service
Section 02
Pros and cons
From each tool's full review, written from the same checked facts.
Fin
Pros
- Fin's 76% average resolution rate is consistently confirmed by real customers on G2 and Capterra, with some reporting over 85%.
- Built on proprietary models (Apex 1.0 and Apex Flash) trained specifically on customer experience data rather than general-purpose LLMs.
- Handles full end-to-end conversations autonomously, only escalating to humans when it cannot resolve the issue itself.
- Supports a wide range of channels including web chat, voice, email, SMS, WhatsApp, Instagram, Facebook Messenger, and Slack.
- Can operate as a standalone AI agent layered on top of existing helpdesks like Salesforce or HubSpot, offering deployment flexibility.
- Resolution rate claims held up better than most competitors when cross-referenced against independent user reviews and public data.
- Comes from Intercom, an established platform with 12,000+ customers and over a decade of customer service infrastructure behind it.
Cons
- No free tier is available, making it inaccessible for teams that want to test before committing financially.
- The startup discount program offering 93% off Intercom and a free year of Fin is narrowly available and not open to most businesses.
- Pricing is outcome-based, which can make costs unpredictable and difficult to budget for at scale.
- Marketing claims around resolution rates invite skepticism, even if they do hold up, because the metric can be defined in self-serving ways.
- Splitting from the main Intercom product into its own standalone URL and pricing adds complexity for existing Intercom customers evaluating the upgrade.
- Premium positioning means smaller teams or cost-sensitive buyers may find better value elsewhere despite the strong performance metrics.
Tidio
Pros
- Lyro AI agent performs better than expected, handling repetitive queries like order status, return policies, and FAQs without human intervention.
- Available across web, iOS, Android, Windows, Mac, and Chrome, giving small teams the flexibility to run support on the go.
- The ticketing system includes email management, automated replies, macros, and auto-assignment for a complete helpdesk experience.
- The Flows builder allows teams to set up rule-based automations without any coding knowledge required.
- Lyro can be trained on custom data via FAQ uploads, website scraping, FAQ scraping, or direct Zendesk article imports.
- Built-in human handover means Lyro passes unresolved conversations to agents with a reportedly clean transition.
- With 300,000+ users and over a decade of development since 2013, Tidio is a proven and mature platform.
Cons
- Pricing structure is likely to frustrate buyers who don't fit the specific use case Tidio is optimized for.
- The product is often underestimated as just a live chat tool, leading to mismatched expectations at the evaluation stage.
- Lyro's AI layer is built on top of Claude and OpenAI foundations rather than a fully proprietary model, raising questions about differentiation.
- Whether the human handover and copilot assistance works as cleanly in practice as Tidio claims is unclear from research alone.
- The platform is primarily aimed at small and mid-sized businesses, making it potentially underpowered for enterprise-level needs.
- Review is based on aggregate research rather than hands-on testing, meaning real-world edge cases may not be fully represented.
Side by side
| Company | ||
| Founded | 2011 | 2013 |
| HQ | San Francisco, USA | San Francisco, USA |
| AI model | Apex 1.0 and Apex Flash (proprietary, custom-trained on customer experience interactions) | Lyro (Proprietary, built on Claude/OpenAI foundation) |
| User base | 12,000+ customers | 300K+ |
| Platforms | Web, Voice, Chat, Email, SMS, WhatsApp, Slack, Instagram, Facebook Messenger, API | Web, iOS, Android, Windows, Mac, Chrome |
| Languages | Dozens of languages with real-time translation | 25+ |
| Pricing | ||
| Pricing model | Usage-based | Freemium |
| Free plan | No | Yes |
| Free trial | Yes | Yes |
| Starting price | $0.99/outcome | $29/mo |
| Enterprise | Custom — contact sales | Contact for pricing |
| All plans | Fin with your current helpdesk — $0.99 per outcome usage Fin with Intercom helpdesk — From $0.99 per outcome + $19 per helpdesk seat/month usage Pro Add-on — $99 per 1,000 conversations/month usage Copilot Add-on — $35 per user/month | Starter — $29/mo Growth — $59/mo Plus — $300/mo usage Premium — Custom |
| Positioning | ||
| Best for | Mid-market and enterprise businesses seeking an AI agent to automate customer service across multiple channels and helpdesks | Small to mid-sized businesses needing live chat with AI automation |
| Differentiator | Fin uses proprietary Apex AI models custom-trained on billions of customer experience interactions, achieving an industry-leading average 76% resolution rate across 12,000+ customers with outcome-based pricing so you only pay when issues are truly resolved. | Combines live chat, AI agent (Lyro), and proactive flow automation in one platform with transparent usage-based pricing |
| Competitors | Zendesk AI, Freshdesk Freddy AI, Salesforce Einstein, Intercom (standalone), Ada, Tidio | Intercom, Zendesk, Gorgias, LiveChat, Freshdesk |
| Features | ||
| AI Agent Conversations | — | ✓ |
| AI Chatbot (Lyro) | — | ✓ |
| AI Copilot for Agents | ✓ | — |
| Advanced Analytics | — | ✓ |
| Annual Billing Discount | — | ✓ |
| Automatic Chat Assignment | — | ✓ |
| Email & Ticketing | ✓ | — |
| Live Chat | — | ✓ |
| Live Chat & Ticketing | — | ✓ |
| Live Chat Support | ✓ | — |
| Live Typing Preview | — | ✓ |
| Macros | — | ✓ |
| Proactive Chat Flows | — | ✓ |
| Proactive Outbound Suite | ✓ | — |
| Ticketing System | — | ✓ |
| Usage Based Pricing Calculator | — | ✓ |
| Whatsapp & Sms | ✓ | — |
| Workflow Automations | ✓ | — |
| AI Chatbot | ✓ | ✓ |
| API Access | ✓ | ✓ |
| CRM Integration | ✓ | ✓ |
| Custom Training | ✓ | ✓ |
| Email Automation | ✓ | ✓ |
| Human Handover | ✓ | ✓ |
| Knowledge Base | ✓ | ✓ |
| Live Chat | ✓ | ✓ |
| Multilingual | ✓ | ✓ |
| Sentiment Analysis | ✓ | — |
| Sla Management | ✓ | ✓ |
| Ticket Management | ✓ | ✓ |
| White Label | — | ✓ |
| Integrations | ||
| API Access | ✓ | ✓ |
| Hubspot | ✓ | ✓ |
| Key Integrations | Salesforce, HubSpot, Freshdesk, Intercom, Shopify, Slack, WhatsApp, SMS, Instagram, Facebook Messenger, Okta, Azure AD, OneLogin, MCP | Shopify, Salesforce, Zendesk, HubSpot, Messenger, Instagram, WhatsApp, Email, WordPress, Magento, Squarespace, Zapier, and 120+ total integrations |
| Salesforce | ✓ | ✓ |
| Shopify | ✓ | ✓ |
| Slack | ✓ | ✓ |
| Zapier | ✓ | ✓ |
Section 03
Fin vs Tidio: common questions
Is Fin or Tidio cheaper?
Fin's cheapest paid plan is $0.99/outcome and Tidio's is $29/mo. Compare what each plan includes below before going on price alone.
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