Every score is worked out from the vendor's own pages · How we score →Disclosure
SAASINSPECTOR
Head-to-head · AI coding assistants · facts checked 14 Sept 2026

Cursor vs GitHub Copilot

GitHub Copilot scores 8.5 to Cursor's 8.4 among the AI coding assistants we rate, and is the better pick for 1 of the 4 kinds of buyer below.

Cursor
#2 of 13 AI coding assistants
8.4
/ 10
From
$20/mo (Pro)
Free plan
Yes
GitHub Copilot
#1 of 13 AI coding assistants
8.5
/ 10
From
Free (GitHub Copilot Free, 2,000 completions a month)
Free plan
Yes
The verdict

GitHub Copilot wins, 8.5 to 8.4

Cursor is its own code editor, built around agents that work across your whole codebase. GitHub Copilot is an assistant that plugs into the editor you already use, from VS Code and JetBrains to Visual Studio, Neovim and Xcode. That one difference settles most of the choice: move to a new editor for deeper agent work, or keep your setup and add AI to it.

Pick Cursor if you want an editor built around agents that work across your whole codebase, with cloud agents you can run on your own machines and a choice of Claude, Gemini, Grok and its own Composer model. Expect to pay $20 a month for Pro and to give up GPT models after November 12.

Pick GitHub Copilot if you want AI inside the editor you already use, at $10 a month for Pro with a clear $15 credit allowance. It keeps OpenAI's models, and Business and Enterprise never train on your code, with IP indemnity on Enterprise.

Best for

Who each one suits, decided on the criteria that matter to that buyer and the checked facts where the two differ.

Developers on large codebases
Too close to call
Cursor 10.0 · GitHub Copilot 10.0 on agents and your codebase
Developers paying their own way
GitHub Copilot
Cursor 8.9 · GitHub Copilot 10.0 on pricing
  • Monthly price, cheapest paid plan: $10 against $20
Teams that pick their own models
Cursor
Cursor 8.0 · GitHub Copilot 7.5 on model freedom
  • AI model families you can choose: Claude, gpt, gemini, grok, own against Claude, gpt, gemini, grok
Companies strict about code privacy
Too close to call
Cursor 7.3 · GitHub Copilot 7.1 on privacy and security and where it works
  • Runs on your own servers or cloud: Cursor yes, GitHub Copilot no
  • Legal cover for generated code: GitHub Copilot yes, Cursor no
  • Editors and terminals it works in: Cli, vscode, jetbrains, visual_studio, neovim, xcode against Cli, jetbrains, xcode, own editor
Section 01

How they score

Both are scored the same way, against the other AI coding assistants we rate, from facts on each vendor's own pages. They split the criteria 2 each, with the rest level.

Agents and your codebase25% of the score
Cursor10.0
GitHub Copilot10.0
Pricing20% of the score
Cursor8.9
GitHub Copilot10.0
Model freedom20% of the score
Cursor8.0
GitHub Copilot7.5
Privacy and security20% of the score
Cursor7.5
GitHub Copilot6.5
Where it works15% of the score
Cursor7.0
GitHub Copilot8.0
How the score works →
Section 02

Where they differ

Every point where the two vendors' published facts disagree, with a link to where each fact was read. "Not published" means the vendor does not say either way.

Monthly price, cheapest paid plan
GitHub Copilot
Cursor
$20
source ↗
GitHub Copilot
$10
source ↗
AI model families you can choose
Cursor
Cursor
Claude, gpt, gemini, grok, own
source ↗
GitHub Copilot
Claude, gpt, gemini, grok
source ↗
Runs on your own servers or cloud
Cursor
Cursor
Yes
source ↗
GitHub Copilot
No
source ↗
Legal cover for generated code
GitHub Copilot
Cursor
No
source ↗
GitHub Copilot
Yes
source ↗
Editors and terminals it works in
GitHub Copilot
Cursor
Cli, jetbrains, xcode, own editor
source ↗
GitHub Copilot
Cli, vscode, jetbrains, visual_studio, neovim, xcode
source ↗
Where they match (11)
Agents that work in the cloud and open pull requests
Cursor
Yes
source ↗
GitHub Copilot
Yes
source ↗
Understands your whole codebase
Cursor
Yes
source ↗
GitHub Copilot
Yes
source ↗
Reviews pull requests
Cursor
Yes
source ↗
GitHub Copilot
Yes
source ↗
Suggests code as you type
Cursor
Yes
source ↗
GitHub Copilot
Yes
source ↗
Free plan
Cursor
Yes
source ↗
GitHub Copilot
Yes
source ↗
Bring your own API key
Cursor
Yes
source ↗
GitHub Copilot
Yes
source ↗
Runs models on your own machine
Cursor
No
source ↗
GitHub Copilot
No
source ↗
Does not train AI on your code
Cursor
Unless you opt out
source ↗
GitHub Copilot
Unless you opt out
source ↗
Option to keep no copy of your code
Cursor
Yes
source ↗
GitHub Copilot
Yes
source ↗
SOC 2
Cursor
Yes
source ↗
GitHub Copilot
Yes
source ↗
Open source
Cursor
No
source ↗
GitHub Copilot
No
source ↗
Section 03

Pricing, plan by plan

Every plan each vendor publishes, monthly and yearly where both are offered.

Cursor

Free
Free
Limited Agent requests and Tab completions
Hobby
Free
Limited Agent requests and Tab completions, no credit card required
Pro (Individual)
$20/mo · $192/yr
Extended Agent limits, frontier model access, MCPs/skills/hooks, cloud agents, Bugbot on usage-based billing
Pro+ (Individual)
$60/mo · $576/yr
3x Agent limits, frontier model access, MCPs/skills/hooks, cloud agents, Bugbot on usage-based billing
Ultra (Individual)
$200/mo · $1,920/yr
20x Agent limits, frontier model access, MCPs/skills/hooks, cloud agents, Bugbot on usage-based billing, priority access to new features
Teams (Standard)
$40/mo/user · $384/yr/user
Everything in Pro plus centralized billing, team marketplace, Bugbot code reviews, shared cloud agents, usage analytics, SAML/OIDC SSO
Teams (Premium)
$120/mo/user · $1,152/yr/user
Everything in Pro plus centralized billing, 5x Agent limits, team marketplace, Bugbot code reviews, shared cloud agents, usage analytics, SAML/OIDC SSO
Enterprise
Custom
Everything in Teams plus pooled usage, SCIM, audit logs, access controls, invoice billing, AI code tracking API, priority support

GitHub Copilot

Free
Free
Up to 2,000 completions a month, choice of several models
Pro
$10/mo
Access to Cloud agent and code review, Unlimited code completion and next edit suggestions, Access to 3rd party agents (Claude Code and Codex), Model selection, $15 monthly total credits for Pro
Pro+
$39/mo
Access to premium models, including Opus, Audit logs, 4x+ included usage than Pro, $70 monthly total credits for Pro+
Max
$100/mo
Priority access to new models and features, 2.9x+ included usage than Pro+, $200 monthly total credits for Max

For everything else about each tool, read the full Cursor review and GitHub Copilot review.

Where each one runs

Cursor is a standalone desktop app for Windows, Mac and Linux, with a command-line tool, a JetBrains integration and agents you can start from the web, Slack, GitHub, GitLab or Bitbucket. Copilot works the other way round: it is an extension inside VS Code, Visual Studio, JetBrains IDEs, Neovim and Xcode, plus a command-line tool and github.com. Its desktop app manages agents rather than editing code. If your team is settled on one editor, Copilot asks nothing of it.

What you pay

Copilot is the cheaper start. Its free plan gives 2,000 completions a month, Pro is $10 a month with $15 of monthly AI credits and unlimited code completion, and Pro+ is $39. Cursor's free Hobby plan has limited Agent requests, Pro is $20 a month, Pro+ $60, Ultra $200 and Teams $40 per user. Copilot states its allowance in dollar credits; Cursor's Pro plan promises extended limits on Agent without publishing a number, which makes Copilot easier to budget.

Models, and OpenAI leaving Cursor

Both let you choose models from several companies, including Claude, GPT, Gemini and Grok, and both accept your own API key. Cursor adds its own Composer model; Copilot also lists Moonshot's Kimi and Microsoft's MAI-Code. One change matters here: OpenAI is removing its models from Cursor on November 12, 2026, after SpaceX bought the company, and will not add future models. If GPT is your model of choice, Copilot keeps it.

Agents and code review

Both have an agent mode that edits across files, cloud agents that keep working in the background, code review (Cursor calls its version Bugbot) and MCP support. Cursor indexes your codebase and can run its cloud agents on machines you host. Copilot states codebase indexing for its Enterprise plan.

Privacy and company controls

On individual plans both use your code for training unless you switch it off: Privacy Mode in Cursor, an opt-out in Copilot. Copilot Business and Enterprise never train on your code and keep no prompts by default in the IDE; Cursor keeps no data when Privacy Mode is on. Cursor lists SOC 2 Type II, ISO 27001 and, on Enterprise, HIPAA. Copilot lists SOC 2 and ISO certification, and its Enterprise plan adds IP indemnity, which Cursor does not publish.

Section 04

Cursor vs GitHub Copilot: common questions

Is Cursor better than GitHub Copilot?

It depends on whether you will change editors. Cursor is a full editor built around agents and codebase-wide work. Copilot adds similar agent features to the editor you already use and costs less to start, at $10 a month against Cursor's $20 for Pro.

Can I still use GPT models in Cursor?

Until November 12, 2026. OpenAI is removing its models from Cursor after SpaceX's purchase of the company and will not add future ones. Claude, Gemini, Grok and Cursor's own Composer stay. GitHub Copilot continues to offer GPT models.

Which one trains on my code?

Both do on individual plans unless you opt out: Privacy Mode in Cursor, an opt-out setting in Copilot. Copilot Business and Enterprise do not train on your code.

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